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After Office and Adobe, it's Shopify's turn

AI-built alternatives to Adobe and Microsoft Office made headlines this month. The store itself is now the cheap part of selling online, so what is a small Shopify shop still paying for?

photo of matthew truth

By Co-Founder, Product Lead @ Octabiz | Ambiguity Refiner

Octa the blue octopus strolls past a row of tiny toll booths run by grumpy coin-box robots, juggling a tablet POS, a rug, invoices, a delivery box and an envelope as the barriers pop up.

In the first two weeks of October, a developer in Atlanta released free, AI-built alternatives to Photoshop, Acrobat, Word, PowerPoint and Excel. A few days later Paul Ford put out Tiny Little Office, a ten-app office suite that runs in your browser with no login. The headlines wrote themselves: someone vibe-coded Adobe, someone vibe-coded Office. Windows Central went with "Begun, the clone wars have."

I run product at Octabiz, so I read those stories as a warning to a much bigger group than Adobe and Microsoft: every company that charges you rent for something that is no longer hard to build.

I think Shopify is on that list. Nobody is going to clone it over a weekend, and that isn't my argument. My argument is that the hard part Shopify used to charge for, getting a store online, has become the easy part.

In short

The short version

  • In October 2026, AI-built alternatives to Adobe and Microsoft Office went from curiosity to headline news. The cost of building software has collapsed.

  • When building is cheap, an incumbent's real moat is what it charges you after you are locked in.

  • For a small Shopify store with a counter, the plan price is a small part of the bill. Point of sale, payment penalties, and a stack of apps make up the rest.

  • Shopify knows this. It just launched an AI store builder of its own.

  • We think the better answer is one plan that runs the whole shop, with nothing extra to rent.

What the clone wave actually showed

The developer behind the Adobe and Office alternatives, Brandon Thomas, told Al Jazeera he built them with Anthropic's Claude and the Rust programming language. Adobe's package costs an individual $69.99 a month on an annual contract. His versions cost nothing.

They are not as good as Photoshop, and a University of Sussex law academic quoted by Al Jazeera raised fair questions about how they were made. Still, one engineer working with an AI model got far enough, fast enough, to make Adobe and Microsoft the punchline of a week of tech news. Sensor Tower figures show that new apps on Apple's App Store roughly doubled in the first half of 2026, to about 560,000. Building software is no longer the scarce part.

When building gets cheap, it's worth asking what you are still paying an incumbent for. Part of it is real value, like years of polish, reliability and a big ecosystem. Part of it is a toll: fees that exist because leaving is hard, while the work itself is easy.

Shopify's real price is not on the pricing page

Shopify is a good product, and I'd rather say so up front. If you want the largest choice of themes and third-party apps, or you sell across many countries at big scale, Shopify is probably still the right call.

But look at what a small shop with one physical location signs up for. Shopify's Basic plan is $39 a month, or $29 a month if you pay for the year. That's the number people remember. Then the rest arrives.

Point of sale for your counter is a separate subscription: POS Pro is $89 a month for each location. If you'd rather use a card processor other than Shopify Payments, Shopify adds its own fee on top of whatever your processor charges, 2% of every sale on Basic. Most other needs get met with apps; a September 2026 scan of 300 high-traffic Shopify stores found they run about 14 each on average. And new sales channels bring new cuts. When ChatGPT checkout arrived, merchants learned they would pay an additional 4% fee on those sales.

Chart

Shopify's extra fee for using your own payment processor

of each sale

  • Basic2%
  • Grow1%
  • Advanced0.6%
  • Plus0.2%

Charged by Shopify on each sale, on top of your payment processor's own fees, when you don't use Shopify Payments. US pricing.

Source: Shopify pricing page, checked 17 October 2026

None of this is hidden; most of it is on Shopify's own pricing page. Read together, though, it shows where the money is made. The store builder is cheap. A counter, a processor you already trust, a delivery route or a proper invoice each turns into another subscription, a percentage or an app.

What one small Shopify shop pays

  • Basic plan

    $29/mo if you pay for the year

    $39/mo

  • POS Pro for your counter

    per location

    $89/mo

  • Using your own card processor

    of every sale, on top of your processor's fee

    +2%

  • Sales through ChatGPT checkout

    of those sales

    +4%

  • Apps for everything else

    average on 300 high-traffic stores

    about 14

Before fees and apps

$128/mo

Source: Shopify pricing page (checked 17 October 2026), Koala app stack report, Retail Brew

Shopify knows the ground moved

On 1 October, Shopify launched Canvas, a way to build an online store by chatting with AI. It's a smart move. It also means the company that built its name on "start a store without code" now treats the store itself as the easy part, which leaves small business owners with a fair question: what am I paying for every month, and do I still need it?

What we are building instead

Octabiz isn't a Shopify clone, and it isn't free. We started from a different question: what if the shop, the counter and the back office were one product on one plan, with one login?

In Octabiz, the online store and checkout, the point of sale, stock counts and low-stock alerts, customer records, and invoices and estimates linked to orders all come in the same plan, and delivery routes with a driver app are built in. You don't have to assemble a stack of apps to get there. Bookkeeping is free for one person, and Core starts at $38 a month, a dollar less than Shopify Basic. Pro adds room for more people and locations.

We built it this way because of the stores we work with. One of the first is an independent rug dealer. A rug store doesn't sell 400 units of one product. It sells one 9x12 hand-knotted rug, once, often after several visits and a measurement, and then may clean and repair it for years. Software designed around stock-keeping units and add-on apps is an awkward fit for that kind of business.

A typical Shopify setup

  • A store plan, plus a POS subscription for each location

  • An extra fee on every sale if you bring your own card processor

  • Apps for delivery routes, invoicing and more

  • Several logins

Octabiz

  • One plan for the store, the counter, stock, customers and books

  • Invoices, estimates and delivery routes built in

  • One login

If you are on Shopify today and want to see what moving looks like, we copy your products and store pages, you check the new shop, and your Shopify store stays live until the Octabiz one is ready.

Where this leaves small shops

When the Adobe clones came out, the developer behind them declared that software is over. I disagree. People will keep paying for software that saves them real work. What I expect to fade is the habit of charging small businesses again and again for the parts that were never hard.

Shopify the product is good at what it does, and I have no quarrel with that. My quarrel is with the idea that a small shop needs a plan, a POS subscription, a payment penalty and a dozen apps to run one store. That's what we're building Octabiz to replace.

See what your shop looks like in one app

A side-by-side look at what each one includes, and what moving over involves.

Where this came from

The research, methods, and photos behind this article.

Sources cited

  1. 1.Al Jazeera, "How AI apps are offering free substitutes for Big Tech software", 14 October 2026: https://www.aljazeera.com/news/2026/10/14/how-ai-apps-are-offering-free-substitutes-for-big-tech-software
  2. 2.TechRadar, David Nield, on Tiny Little Office, 16 October 2026: https://www.techradar.com/computing/office-suites/developer-vibe-codes-another-free-microsoft-office-clone-for-your-browser-and-its-a-perfect-privacy-match-for-signal-fans-with-no-logins-and-local-only-storage
  3. 3.Windows Central, Sean Endicott, "Begun, the clone wars have", 13 October 2026: https://www.windowscentral.com/software-apps/begun-the-clone-wars-have-microsoft-365-apps-have-been-copied-by-the-ai-dev-who-cloned-the-adobe-suite
  4. 4.Shopify pricing, checked 17 October 2026: https://www.shopify.com/pricing
  5. 5.Koala, Shopify App Stack Report (300 high-traffic stores, 7 September 2026): https://koala-apps.io/blog/shopify-app-stack-report/
  6. 6.Retail Brew, Vidhi Choudhary, on the additional 4% ChatGPT fee, 29 January 2026: https://www.retailbrew.com/stories/2026/01/29/shopify-merchants-have-to-pay-an-additional-4-fee-if-customers-buy-via-chatgpt
  7. 7.TechCrunch, Sarah Perez, "Shopify debuts Canvas", 1 October 2026: https://techcrunch.com/2026/10/01/shopify-debuts-canvas-a-way-to-build-online-stores-by-chatting-with-ai/
  8. 8.9to5Mac, on Sensor Tower's App Store figures for the first half of 2026, 20 July 2026: https://9to5mac.com/2026/07/20/report-app-store-added-nearly-as-many-new-apps-in-h1-2026-as-in-all-of-2025/
  9. 9.Octabiz vs Shopify comparison: https://octabiz.ai/compare/octabiz-vs-shopify
  10. 10.Correction, 20 October 2026: An earlier version of this post said Octabiz includes business email at your own domain and that we copy customers and past orders when you move from Shopify. Octabiz doesn't host mailboxes at your domain, and the move copies your products and store pages. We also fixed the date of the Koala report and the POS Pro billing note, made clear that the Sensor Tower figure covers Apple's App Store, and corrected how we described the University of Sussex academic.

Notes

Update, 20 October 2026: Octabiz's prices changed today. Core now starts at $38 a month and Pro at $104, and the plan sentence above reflects that.

MT

Written by

Matthew Truth

Co-Founder, Product Lead @ Octabiz | Ambiguity Refiner

After 10+ years of experience leading cross-functional teams, I still can't sit still. I don't wait for a plan to be handed to me. I find the problem, build the product, and get everyone pointed in the same direction myself. I move fast, use data to decide, and connect the business side with engineering before anyone has to ask.

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